If you’re thinking of selling your home, and you expect that the total amount you owe on your mortgage will be greater than the selling price of your home, you may be facing a short sale. A short sale is one where the net proceeds from the sale won’t cover your total mortgage obligation and closing costs, and you don’t have other sources of money to cover the deficiency. A short sale is different from a foreclosure, which is when your lender takes title of your home through a lengthy legal process and then sells it.

1. Consider loan modification first. If you are thinking of selling your home because of financial difficulties and you anticipate a short sale, first contact your lender to see if it has any programs to help you stay in your home. Your lender may agree to a modification such as: Refinancing your loan at a lower interest rate; providing

I have decided that it would be a good idea to start doing a little video blogging.  I am a firm believer that in order for people to be entirely comfortable working with someone, they need to meet them face to face.  Well, since we may not have met yet, this may be the next best thing.

One of the biggest things that sets me apart in this business is my level of service.  I enjoy explaining the process of buying homes to first time home buyers.  I also enjoy discussing all the particulars of the current market with seasoned investors.  Whoever you are, I am here to serve you.  My hope is that through these videos, you will see that I am serious about service and making sure that my buyers and sellers understand and are comfortable throughout the entire process.

In this video I discuss so of the pro’s and con’s of the three most common types of home sales in the Phoenix metro area.  The Phoenix housing market can be complex at times but don’t worry, I am happy to walk you through it.  Please enjoy this video about short sales, foreclosures (REO or bank owned homes), and standard sales.

Do you like to search for homes from the comfort of your own computer?  There are many options online for you to search for your next home including my home search tool that let’s you see all of the same homes as Realtors.  Feel free to browse using my Phoenix home search tool.

Most of you who are reading this probably live here in the Phoenix metro area.  If you are like me, then you are probably looking for the best that Phoenix has to offer.  Phoenix is a great place to live because you can experience a lot of different things from hiking, biking, kayaking, museums, concerts, and the list goes on and on.  If you are looking for a unique experience this weekend, your timing is perfect!